Why you should order an appraisal from Appraisal Analysts, LLCTo many, an appraisal is simply another cost on the break-sheet for a home purchase or refinance. And while there are a multiplying number of automated home valuation processes that may appear cheaper than an appraisal, practically all lenders still need a local expert because the stakes are incredibly high. You might believe that getting a mortgage is the only reason you should get an appraisal, but there are other times when the services of a licensed, independent real estate professional might be helpful. 
Dispute your tax assessment in Kossuth CountyIf you are in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Appraisal Analysts, LLC is your best evidence when building your case. We can assist you in appealing your tax assessment. PMI removal to reduce your mortgage paymentWhen the amount being loaned to the buyeris more than 80% of the actual value of the property, most lenders ask homeowners to take out this extra insurance plan. That policy is Private Mortgage Insurance, or PMI. Most often, this extra payment is lumped into the monthly mortgage payment and is quickly forgotten. This is unfortunate because PMI isn't required when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was invoked by the United States Congress that requires lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to do away with PMI, Appraisal Analysts, LLC can provide you with a statement regarding the value of your home. The cost of the home valuation can generally be recovered in little time because you'll no longer be paying the PMI. Get your appraisal from Appraisal Analysts, LLC Order onlineDivorce settlement with fewer hang-upsA divorce can be a very traumatic ordeal for both parties, and it is often more complicated by the challenging decision of who gets the house. It's a good idea to order an appraisal from Appraisal Analysts, LLC so both parties are fully aware of the true market value of their house, regardless of the situation. If the parties need to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Determine an accurate and fair valuation for estate liquidationThe death of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion. Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these matters. And since a home or other property often makes up an unequal share of the total estate value, understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal. Move to or from Kossuth County through an employee relocation programEmployee relocation can be a stressful event, and we understand. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. During our intensive inspection, we encourage relocating employees to provide input on the positive aspects of their property, along with information regarding any current sales or listings in their area that they want considered. Close on your home promptly — at the right priceA professional appraisal can help you make a better educated decision regarding your selling price, whether you decide to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees are based on our efforts to finish the appraisal report and and aren't related to the sales price. On a daily basis, we analyze the difference in value items like an extra bathroom or a kitchen remodel can make. Getting a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long properties are one the market. 
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